The Affordable Care Act (ACA) is a massive stack of paper that no single person could ever hope to read and fully comprehend. I only hope that somewhere buried in that mountain of paper is a clause that requires insurance companies to cover lube because us Minnesotans are going to need a lot of it:
Big rate increases next year in the state’s individual market mean that Minnesotans who buy health insurance on their own will pay above-average premiums — a startling reversal from 2014 when individual market rates in much of the state were among the lowest in the nation.
A federal report this week looked at rates for “benchmark” plans across 44 states and found a family of four in Minnesota will pay $1,396 per month for the coverage. That’s about 28 percent higher than the average across most of those states at $1,090 per month.
Everybody is getting fucked in the ass by the ACA but us Minnesotans are going to get fucked a bit harder. Predictably a lot of people are upset about this and have decided that the only fix for more government is even more government. Democrats are talking more seriously about single payer while the Republicans are obsessing over what they want to replace the ACA with. With both major political parties seemingly uninterested in deregulating the healthcare market this situation is only going to get worse.
At least the universe has a sense of humor because the number of people covered by health insurance, the metric being used by proponents of the ACA to prove it has been successful, is going to dwindle as fewer and fewer people are able to afford even a basic health insurance plan. When that happens the proponents of the act will have to find a new metric to declare victory with (which won’t change anything but watching them desperately scramble to spin things into victory again will be amusing to watch).