How the State Uses Donations for the Homeless

When you donate funds to a small charity organization that specializes in assisting the homeless there’s a decent chance that those funds will go to help the homeless. When you donate funds to the State for the purpose of assisting the homeless there’s a decent change that those funds will be used to make the lives of homeless individuals more miserable:

DENVER (CBS4)– A CBS4 Investigation has found that the City of Denver used thousands of dollars in public donations intended to help Denver’s homeless with food, shelter and counseling to instead pay costs associated with a sweep of the homeless population out of Denver’s Ballpark neighborhood in March.

[…]

The CBS4 Investigation found that when city administrators were planning the March sweep, they immediately wanted to use donations that had been made to Denver’s Road Home to assist the homeless population.

In a series of city emails obtained by CBS4, city officials from the mayor’s office, public works and a host of other city agencies grappled behind the scenes with an anticipated bill of nearly $60,000 to pay an environmental company to move, store and redistribute personal property confiscated from homeless men and women during the sweep.

I must once again reiterate the fact that the State hates the homeless. The State is an organization built upon theft so it sees those who have nothing to steal as a burden.

A common criticism of libertarianism is that it advocates the charity to help those in need. The critics claim this is proof that libertarians don’t care about the poor. Quite the opposite is true. Libertarians do actually care about the poor, which is why they want to rid society of the State. The State preys on the poor and tries to take what little they have.

Mind Blowing Research

Sometimes I wonder about the average intelligence of our society:

One finding that really surprised us is that a good deal of the potential for miscommunication may come from different interpretations of the exact same emoji rendering.

They were “really surprised” that a system of communication based on subjectively interpreted symbols was confusing?

Cripes. That shouldn’t have been surprising to anybody. Especially not to aspiring Ph.D.s.

I’m fascinated by languages. When I was in high school I studied German, in college I studied Japanese. Last year I learned Esperanto and this year I’m studying Latin. What fascinates me about languages is that they all accomplish the same basic thing, communicating ideas between individuals, but with vastly different rulesets. German uses pronouns where Latin uses conjugations. Esperanto uses a Latin alphabet where Japanese uses a writing system adapted from the Chinese writing system. Since the rules are well defined (even though they don’t necessarily have to be strictly abided by) anybody who understand a set of rules can communicate with anybody else that understands those same rules.

There are no well defined rules surrounding the usage of emojis. Each symbol doesn’t have a specific well known meaning like the symbols used in English or Chinese do. So it should be obvious that using emojis to communicate is going to be more confusing than using languages with well defined rules. Apparently it’s not obvious and resources had to be invested into researching whether the use of emojis is confusing or not. To make matters worse the researchers were “really surprised” that their research showed that using emojis is confusing.

If You Can Rig The Lottery Only Do It Once

Most fraudsters are caught because they’re a combination of shortsighted and greedy. Take this block for example:

A lottery vendor for years manipulated drawings to enrich himself and associates by installing software code that allowed him to predict winning numbers on specific days of the year, Iowa investigators alleged Wednesday.

Authorities called the newly obtained forensic evidence a breakthrough in the investigation of alleged jackpot-fixing scheme by Eddie Tipton, former security director of the Multi-State Lottery Association. A jury convicted him last year of rigging a $16.5 million jackpot, and he’s awaiting trial on charges linking him to prizes in Colorado, Wisconsin, Oklahoma and Kansas.

Assuming Mr. Tipton is actually guilty, he will join the ranks of fraudsters who were in a position and had the ability to execute a great self-enriching scam and were caught because they pulled it more than once.

The odds of winning the lottery are astronomical so winning more than once raises all sorts of red flags. If you’re in a position to manipulate the lottery, only do it once. You can usually get away with winning once. But when you start winning in your home state, the neighboring state, and three states away people begin to get suspicious. And if your friends seem to be winning as well there’s going to be an investigation.

People like to attribute these scams purely to greed. If greed was the only factor in these scams the culprits would walk away after they accomplished their initial mission. After all, if you get caught you don’t get to keep the money so a truly greedy person will take the cash and run. These scams are usually uncovered because the culprits are both greedy and shortsighted. They fail to properly assess the risks involved in their scams and therefore continue to perpetrate them again and again. Eventually their “luck” becomes suspicious and their scam is uncovered.

The Abysmal State Of Credit Card Security

Credit card fraud is a major problem. This isn’t surprising since until recently, at least here in the United States, credit cards included no security. Hoping to reduce fraud the credit card companies developed the Europay, Mastercard, and Visa (EMV) standard. Cards that comply with the EMV standard include a chip, which offers some security. But here in the United States two setbacks have prevent EMV from delivering better credit card security. First, the United States is adopting chip and signature, not chip and PIN. Secondly, most merchants still aren’t equipped to process EMV credit cards:

This week a management consulting company called The Strawhecker Group (TSG) released the results of a study that found that only 37 percent of US retailers were ready to process chip-embedded credit and debit cards. The slow adoption of chip-embedded cards leaves merchants open to accepting liability for fraud perpetrated with traditional, less-secure magnetic stripe cards.

I attribute this low adoption rate to the credit card companies failing to set a hard cutoff date for magnetic strips. Even if you get an EMV card it will contain an insecure magnetic strip so it can be used at merchants that aren’t setup to process EMV cards. Since all EMV cards are equipped with magnetic strips merchants aren’t motivated to get setup to process EMV cards.

When it comes to security hard cutoff dates are necessary. Without them users of the old insecure standard see no reason to upgrade. With them users grumble about having to upgrade but will begrudgingly do it out of necessity. Credit card companies need to set a date and tell merchants that after that date magnetic swipe transactions will be declined otherwise we’ll never get over this financial fraud fuckery.

Take Immediate Payment Over Promises Of Future Benefits

Pensions used to be one of the most sought after benefits and it’s easy to see why. On paper a pension allows you to put in your 30 years and receive a paycheck for the rest of your life. But things don’t always work out as planned. Many pensioners are learning the hard lesson that if you don’t have your compensation in hand you may never receive it:

Ken Petersen spent 30 years as a Teamster trucker, loading and hauling utility poles, fertilizer and other freight. All those years his employers socked money away for the monthly pension check Petersen has received since he retired from trucking in 2003.

Now, to save the Teamsters Central States Pension Fund from collapse, its trustees want to slash the pensions of 272,600 fund members, nearly 15,000 of whom are Minnesotan. Thousands are already retired and living on the pensions.

Petersen, 65, and working in a South St. Paul elementary school to make ends meet, said his monthly pretax retirement check would be chopped from $2,550 to $1,274.

The only constant in the universe is change. Pensions only work if certain criteria remain constant. The amount being paid into a pension fund must be greater than or equal to the amount being paid out. Pensioners have to die at the calculated rate, which is difficult to calculate due to improving medical technology. Whoever manages the pension account must not go bankrupt otherwise the account disappears. In other words there are numerous economic conditions under which a pension can fail.

Pensions, like stock options, are a gamble. They may pay off or they may not. This is why I tell people they don’t have any compensation that isn’t in their hand. If you’re offered a slightly larger paycheck now or a future pension take the bigger paycheck. Even if you looks like you’ll earn less over time it’s guaranteed.

The United States Isn’t A Wealthy Nation

Several of the Bernie bots were sharing more economic ignorance spouted by their preferred presidential candidate. This time it was Bernie saying that the United States is the only wealthy country that doesn’t guarantee health insurance. How can he claim a nation that is tens of trillions of dollars in debt is wealthy? It’s the kind of lunacy only made possible through political doublespeak. War is peace, freedom is slavery, ignorance is strength, and debt is wealth!

The United States is at that point where it has stretched itself so thin for so long that it can no longer even keep up the appearance of wealth. Like the man who used an extensive line of credit to buy his mansion that was just foreclosed and Ferrari that was just repossessed, the United States is no longer able to even maintain what it already purchased. A good illustration of this is the transportation infrastructure:

Imagine you’re driving. Maybe on the Kennedy Expressway in Chicago, or down Interstate 95 through New Haven, or I-94 in Milwaukee. Chances are you’ll encounter a truck-swallowing pothole, or lanes strewn with orange cones, or traffic at a standstill. After all, Illinois, Connecticut, and Wisconsin have the worst roads in the nation. And the Highway Trust Fund — the source for most federal spending on roads, bridges, highways, tunnels, and public transit — is almost out of money. Again.

[…]

The fund’s primary source of revenue is the federal fuel tax of 18.4 cents per gallon on gasoline and 24.4 cents per gallon of diesel. That tax hasn’t gone up since 1993, and isn’t pegged to inflation. A dollar in 1993 is worth only 60 cents today. If the gas tax had kept up with inflation, it would be 30 cents a gallon today and pull in nearly twice the amount of revenue. The tax brings in around $34 billion each year, but while that seems like a lot of money, it barely scratches the surface of what’s needed to maintain the nation’s highways in a state of good repair.

The federal government spends roughly $50 billion annually on infrastructure, leaving a $16 billion hole in the Highway Trust Fund. Over the last decade, Congress has signed off on a series of short-term extensions to prevent the fund from completely drying up. The one just approved by the Senate would mark the 36th such funding extension for the fund since 2009.

The article argues that the gas tax needs to be increased to pay for infrastructure maintenance. If this was a new problem that arose in a wealthy nation a simple gas tax increase might be enough of a bandage. But the infrastructure has been in decay for decades so the costs of fixing everything is so astronomically high that it’s not even a feasible project anymore:

So what needs fixing? Almost everything. Today, more than 60,000 bridges in the United States are considered structurally deficient, according to the Department of Transportation, and 32 percent of US major roads are in poor or mediocre condition, according to the American Society of Civil Engineers. In its most recent report, the ASCE gave the nation’s overall infrastructure — everything from airports to wastewater — a D+. The US would need to spend an estimated $3.6 trillion by 2020 to bring its infrastructure into decent shape. That’s more than one-third the nation’s entire gross domestic product.

Emphasis mine. The infrastructure is in such a dilapidated state that the federal government would need to steal one-third of the entire nation’s gross domestic product just to bring it up to date in four years. That, ladies and gentlemen, is point where your income can’t even pay off the interest on your debt. And it’s only one of a practically uncountable number of government programs. No amount of additional plunder will allow the United States to get back on its feet.

People saying the United States is a wealthy nation should be laughed at. When they use that claim to justify creating yet another government program that will add more debt they should be publicly shamed. Their names should become common insults. Instead of saying “You’re an idiot,” the new insult should be, “OK, Bernie Sanders.”

The empire is collapsing. No amount of voting will save it, thankfully.

Paid Propaganda, Err, Patriotism

I don’t watch football but I know the National Football League (NFL) has a hard-on for the war effort. Football games are chock-full of American flags, soldiers in uniform, socialist pledges, and people covering their hearts to do a shitty job of singing a shitty anthem. This entire dog and pony show appears to be put on voluntarily by the NFL as an act of piety but it’s actually paid good money to propagandize:

WASHINGTON — The Department of Defense doled out as much as $6.8 million in taxpayer money to professional sports teams to honor the military at games and events over the past four years, an amount it has “downplayed” amid scrutiny, a report unveiled by two Senate Republicans on Wednesday found.

Arizona Sens. John McCain and Jeff Flake began looking into the Defense Department’s spending of taxpayer dollars on military tributes in June after they discovered the New Jersey Army National Guard paid the New York Jets $115,000 to recognize soldiers at home games.

The 145-page report released Wednesday dives deeper, revealing that 72 of the 122 professional sports contracts analyzed contained items deemed “paid patriotism” — the payment of taxpayer or Defense funds to teams in exchange for tributes like NFL’s “Salute to Service.” Honors paid for by the DOD were found not only in the NFL, but also the NBA, NHL, MLB and MLS. They included on-field color guard ceremonies, performances of the national anthem, and ceremonial first pitches and puck drops.

The NFL has to be one of the largest welfare recipients in this country. Not only does it receive government funding to build stadiums and receive sweetheart tax breaks (it is, after all, a “nonprofit”) but it’s also getting money to promote the war effort.

In all fairness the NFL’s other sportsball siblings are on the dole as well, which is why it’s almost impossible to go to a sporting event without having to first sit through an hour of vomit inducing propaganda. And it makes sense when you think about it. How else could you get people to surrender their wealth so it can be used to bomb people all around the world? Unless you brainwash them into worshipping everything the military does few would be terribly happy about it.

Exposure Doesn’t Pay The Bills

The Oatmeal posted an excellent comic yesterday (at least I first saw it yesterday). It directly addresses the bullshit of people trying to sucker artists into doing work for exposure.

As I’ve said, if you’re good at something never do it for free. And guess what doing something for exposure is? Free. Because exposure doesn’t pay the bills.

I run into my fair share of people trying to sucker work out of me for free. My sister is an artist so she probably runs into it a hundred times more than me (good thing our dad raised us right and neither of us get suckered into such scams). Because art’s value is primarily derived from creativity it’s harder for people to understand it has value than to understand something physical like a car has value. But anything worth doing is worth getting paid for and art is no exception.

If you look at websites, book covers, magazines, comic books, or the packaging on almost any product you’ll notice they all have something in common: art. Art catches the eye and is often the thing that causes somebody to initially notice a product. It’s the reason novels tend to have art instead of just the title and author printed on the the cover. I shit you not, the reason I initially noticed and checked out Whitechapel Gods is because the cover art is fucking fantastic. It turns out to be a fun read but if it didn’t have that cover art I probably wouldn’t have noticed it. This is why almost every product, including food at the grocery store, is packaged in something covered in art.

Manufacturers know art is important, which is why they pay artists to create it. The fact manufacturers pay artists to create art demonstrates art has value. Unless the person offering exposure is a seriously big name that can actually get your work in front of well known buyers willing to pay (I can’t emphasize that part enough) you they’re swindlers offering you nothing of value and should be ignored. If somebody really wants your art they’ll pay you money and if they don’t you’re wasting your time talking to them.

Don’t fall for the exposure malarkey (unless, of course, the person offering has some big chops that you know will get you in front of paying customers). Fuck exposure. Get paid instead.

Only In A Socialist Paradise

A lot of soft socialists (my name for your typical socialist who is too timid to just go full socialist) cite Nordic countries as being a veritable paradise. Free healthcare! Free education! Free everything! All of this comes at a cost though. The most notable is positively brutal personal income tax rates. A lesser considered but more insidious cost is ridiculous economic controls. Where else but a socialist paradise could you find police being tasked with wielding State violence against people who sell pizza too cheaply?

The new campaign, which is being publicised on police social media accounts, asks people to inform officers if they spot a pizza on sale for under six euros (£4.50), national broadcaster Yle reports. “Unless a pizza is on temporary sale there is no way a legitimate establishment can offer pizza for less than six euros,” Det Insp Minna Immonen of the Uusimaa police department is quoted as saying. Police are trying to crack down on the “grey economy”, which costs the country millions of euros in lost tax revenue each year. They also want people to make sure they get a receipt for their pizzas, regardless of value.

There is no legitimate way an establishment can make a profit by selling pizza for less than six euros? Odd. I can think of many. Pizza can, for example, be used as a loss leader at an establishment that makes its real profit from alcohol or cannabis sales (I’m not sure if cannabis is even legal in most Nordic counties but their status as a veritable paradise leads me to believe it must be).

Even more interesting than the idiocy of tasking the police with enforcing this ridiculous restriction is the reason. According to the broadcast the State is merely protecting businesses from themselves (because, apparently, they’re too stupid to know how much they can sell a pizza for and still profit). But the real reason is the loss of plunder from taxes that aren’t stolen.

The cost of free shit is so high that a person can’t even sell a pizza for less than six euros because the State won’t get a big enough cut.

Libertarianism: Simultaneously Impotent And The Most Dangerous Force On Earth

The best thing about being a libertarian is that you’re simultaneously accused of being completely impotent and the most dangerous force on Earth. Making the situation even better is the fact libertarianism is often blamed for things it has absolutely no part in. Take this recent article by statist economic stooge Will Hutton:

Yet there is a parallel collapse in the economic order that is less conspicuous: the hundreds of billions of dollars fleeing emerging economies, from Brazil to China, don’t come with images of women and children on capsizing boats. Nor do banks that have lent trillions that will never be repaid post gruesome videos. However, this collapse threatens our liberal universe as much as certain responses to the refugees. Capital flight and bank fragility are profound dysfunctions in the way the global economy is now organised that will surface as real-world economic dislocation.

The IMF is profoundly concerned, warning at last week’s annual meeting in Peru of $3tn (£1.95tn) of excess credit globally and weakening global economic growth. But while it knows there needs to be an international co-ordinated response, no progress is likely. The grip of libertarian, anti-state philosophies on the dominant Anglo-Saxon political right in the US and UK makes such intervention as probable as a Middle East settlement. Order is crumbling all around and the forces that might save it are politically weak and intellectually ineffective.

We’re seeing signs of the very economic turmoil libertarians have been warning about for decades. This turmoil is the result of unsound monetary practices, namely the reliance on debt instead of wealth for economic activity between nations. No matter how much evidence libertarians point to or how loudly libertarians scream the statists seem entirely unwilling to adjust their monetary policies. Instead they continue trying the same thing — only harder.

So who’s to blame for the current turmoil? Libertarians, of course!

There’s so much to laugh at in this article but the insinuation that libertarian, anti-state philosophies have any kind of old on the political right of the United States (US) or United Kingdoms (UK) is a real gut buster. The political right and left can best be defined as anti-libertarianism. Libertarianism is about individual empowerment at the expense of state power. Strong centralized militaries, militarized domestic police forces, national surveillance apparatuses, fortress-like borders, fiat currency, and other such nonsense the political right has a raging hard-on for are anti-libertarian in nature. Likewise the redistribution of wealth, heavy-handed market controls, widespread censorship, restrictions on voluntary association, almost zealous opposition to self-defense, and other politically left ideas are equally anti-libertarian in nature.

The economic philosophies, which Mr. Hutton claims to be libertarian, of both the US and UK are entirely statist in nature. Libertarians advocate for wealth-based currencies, usually in the form of gold or silver backed warehouse receipts, whereas the US and UK both use fiat currencies that are backed by little more than each nation’s respective capacity for violence against anybody who doesn’t recognize their full faith and credit. Debt, the US and UK’s preferred excuse for printing more worthless paper, is the antithesis of libertarianism’s advocacy of spending within one’s means.

The current economic turmoil is the result of authoritarian, pro-state philosophies. If libertarianism actually had a grip on these nations we almost certainly wouldn’t be facing this economic crisis.

But, of course, libertarianism is the boogeyman of statists everywhere so it must be blamed for all things, whether or not those accusations make sense.