You Better Bring Cash

One of the reasons healthcare in the United States costs so much is because dealing with health insurance companies is a hassle. The cost of dealing with insurance companies gets pushed onto the consumer. Fortunately, some doctors are starting to see the light and moving towards doing business in cash:

In March, Business Insider reported on a new movement happening with primary care doctors. It’s called direct primary care, and it works like this: Instead of accepting insurance for routine visits and drugs, these practices charge a monthly membership fee that covers most of what the average patient needs, including visits and drugs at much lower prices.

It’s happening at a time when high-deductible health plans are on the rise — a survey in September found that 51% of workers had a plan that required them to pay up to $1,000 out of pocket for healthcare until insurance picks up most of the rest.

And it’s not just happening in primary care. A number of specialists — oncologists, physical therapists, and even some hospitals — are jumping on board as well.

As government entangles itself more in the health insurance market the costs will continue to increase. Thanks to the Affordable Care Act, many people are already at the point where they can’t afford health insurance. I hope the continuously increasing cost of insurance will cause this slow trend of cash-only doctors to take off like a rocket. The more the medical industry divorces itself from the State the more healthcare quality will increase and costs will decrease.

Oregon Considering Legalizing Dueling Between Public Officials

Because most politicians today lack any kind of spine, most states have laws against public officials solving disputes by dueling. Oregon might changed that. There may be a ballot initiative in that state to remove the prohibition from the constitution:

Should ongoing discussions in Salem materialize, voters would see a question on their general-election ballots asking if a 172-year-old ban on dueling by public officials — as in, the old-fashioned way of resolving fights — should be erased from the Oregon Constitution.

The constitutional ban in question is Article II, Section 9, which says anyone who offers, accepts, knowingly participates in a “challenge to fight a duel … or who shall agree to go out of the State to fight a duel, shall be ineligible to any office of trust, or profit.” (this is exact language from the constitution)

I’m of the opinion that dueling between politicians shouldn’t only be legal, it should be mandatory! They’re constantly looking for ways to use the State’s capacity for violence to enforce their will upon the people. That being the case, they should have to face some of that government violence themselves. Although I have my doubts that this proposal will gain any traction, if it does I hope the people of Oregon eagerly support repealing the prohibition.

Man Arrested for Hacking Without Hacking Anybody

One of the more bizarre concepts in the United States legal system is that one can go to jail for providing a means for other people to commit crimes. Take Taylor Huddleston, for example. He was arrested because he wrote some tools used by malicious hackers:

The visitors were from the FBI, and after a 90-minute search of his house, they left with his computers, only to return two months later with handcuffs. Now free on bond, Huddleston, 26, is scheduled to appear in a federal courtroom in Alexandria, Virginia on Friday for arraignment on federal charges of conspiracy and aiding and abetting computer intrusions.

Huddleston, though, isn’t a hacker. He’s the author of a remote administration tool, or RAT, called NanoCore that happens to be popular with hackers. NanoCore has been linked to intrusions in at least 10 countries, including an attack on Middle Eastern energy firms in 2015, and a massive phishing campaign last August in which the perpetrators posed as major oil and gas company. As Huddleston sees it, he’s a victim himself—hackers have been pirating his program for years and using it to commit crimes. But to the Justice Department, Huddleston is an accomplice to a spree of felonies.

Brian Krebs offered a bit more legal analysis than the Daily Beast article. If you’re wondering why the Federal Bureau of Investigations (FBI) went after Huddleston for writing a remote administration tool and not, say, TeamViewer, it’s because he advertised his product on a hacker forum:

Huddleston makes the case in Poulsen’s story that there’s a corporate-friendly double standard at work in the government’s charges, noting that malicious hackers have used commercial remote administration tools like TeamViewer and VNC for years, but the FBI doesn’t show up at their corporate headquarters with guns drawn.

But Nixon notes that RATs sold on Hackforums are extremely dangerous for the average person to use on his personal computer because there are past cases when RAT authors divert infected machines to their own botnet.

Now that you have the history of the case and the legal analysis, I’m going to provide the libertarian analysis.

Let’s assume the FBI’s accusation that Huddleston build a remote administration tool specifically for the malicious hacker market is true. Under libertarianism a crime doesn’t exist unless a victim exists so who were Huddleston’s victims? The people whose computers were hacked? While they were victims, they were victims of the malicious hackers, not Huddleston.

“But, Chris,” I hear some statist exclaim, “he built a tool used by hackers?!” That doesn’t matter. The existence of the tool itself is not a crime. A gun manufacturer isn’t charged with conspiracy and aiding and abetting a murderer when one of its guns is used by a murderer. An automobile manufacturer isn’t charged with conspiracy and aiding and abetting a bank robbery when one of its automobiles is used as a getaway car for a gang of bank robbers. So why are software tools treated differently?

I can hear our statist interrupting us again, “But, Chris, guns and automobiles have legitimate purposes! Hacker tools don’t!” First of all, that’s not true. Hacker tools have legitimate purposes. They’re often used by penetration testers. Second of all, that doesn’t matter. Every tool can be used for legitimate and illegitimate purposes. A gun can be used to defend an innocent life or to take one. An automobile can be used to drive to work or as a getaway vehicle for a crime. A remote administration tool can be used by a support technician to fix a user’s problem remotely or to configure a computer for botnet activities. Tools have no morality, only users do.

Under the arbitrary legal system us denizens of the United States suffer, manufacturers of certain tools can be charged for aiding and abetting criminals who used those tools while manufacturers of other tools can’t be. The only thing that determines whether a manufacturer can or can’t be charged is the opinion of a body of politicians. If they believe that the tools you manufacture have legitimate purposes, you might enjoy legal protections. If not, you might find yourself being arrested by the FBI because somebody used one of the tools you made to commit a crime. Under libertarian principles, a person can only be charged with a crime when a victim can be directly tied to their actions. What I can’t figure out is why most people seem to find an entirely arbitrary legal system more favorable than a consistent one.

Private Solutions to Government Created Problems

Earlier this week the United States Congress decided to repeal privacy protection laws that it had previous put into place on Internet Service Providers (ISP). While a lot of people have been wasting their time begging their representatives masters with phone calls, e-mails, and petitions, private companies have begun announcing methods to actually protect their users’ privacy. In the latest example of this, Pornhub announced that it will turn on HTTPS across its entire site:

On April 4, both Pornhub and its sister site, YouPorn, will turn on HTTPS by default across the entirety of both sites. By doing so, they’ll make not just adult online entertainment more secure, but a sizable chunk of the internet itself.

The Pornhub announcement comes at an auspicious time. Congress this week affirmed the power of cable providers to sell user data, while as of a few weeks ago more than half the web had officially embraced HTTPS. Encryption doesn’t solve your ISP woes altogether—they’ll still know that you were on Pornhub—but it does make it much harder to know what exactly you’re looking at on there.

As the article points out, your ISP will still be able to tell that you accessed Pornhub, since Domain Name Server (DNS) lookups are generally not secured, but it won’t be able to see what content you’re accessing. As for DNS lookups, solutions are already being worked on to improve their security. Projects like DNSCrypt, which provides encrypted DNS lookups, are already available.

If you want to protect your privacy you can’t rely on the State’s regulations. First, the State is the worst offender when it comes to surveillance and the consequences of its surveillance are far worse. Sure, your ISP might sell some of your data but the State will send men with guns to your home to kidnap you and probably shoot your dog. Second, as this situation perfectly illustrates, government regulations are temporary. The government implemented the privacy regulations and then took them away. It may restore them again in the future but there’s no guarantee it won’t repeal them again. Any government solution is temporary at best.

Cryptography offers a permanent solution that can protect Internet users from both their snoopy ISP and government. HTTPS and DNSCrypt will continue to work regardless of the state of privacy regulations.

Defense and the State

A common objection made by statists about anarchy is that the anarchists would quickly be conquered by a neighboring state. Apparently the only way to defend ourselves from criminal gangs is to have a criminal gang of our own. Except, as Robert Higgs points out, such objections are based on two flawed presumptions:

This thinking presumes at least two critical ideas: first, that defense of a population requires a government that rules that population; and, second, that if a government has the power to take over another country, it will do so.

As for the first assumption, it seems clear that a national government may prove an ineffective means of defense in any event, as many governments have demonstrated through the ages. Moreover, it is certainly conceivable that decentralized measures of defense, such as pervasive guerrilla groups operating more or less independently, might prove effective in preventing a foreign takeover.

As for the second assumption, the persistence of many small countries with weak governments, even in today’s world, certainly calls into question the idea that effectively defenseless countries cannot persist. Surely Brazil has the means to conquer Uruguay, but it does not do so. Surely Germany or France has the means to conquer Belgium, but neither does so. And so forth in regard to many other countries. Governments have various good reasons for refraining from such possible conquests.

The apocalyptic scenario predicted by statists should be playing out today since there are many states easily able to conquer their neighbors. Unless, of course, the statists are claiming that colored pieces of cloth hanging from poles have some kind of magical power to repel invaders. But even if that’s the case, each anarchist in an stateless society could fly their own piece of colored cloth to keep neighboring states off of their property.

The threat of military invasion as a justification for having a state may be one of the flimsiest arguments against anarchism. We have very good examples of a militarily inferior force holding a military superior force at bay in Afghanistan, Pakistan, and other countries in the Middle East and Africa. Hell, the North Vietnamese showed the United States how successful guerrilla warfare is against a militarily superior force. Lacking a formal military doesn’t make a particular chunk of dirt more vulnerable to invasion. If anything, it makes that chunk of dirt more dangerous because there’s no centralized force to take out to break the inhabitant’s will to continue fighting.

Capitalism Cannot Give Consumers Taste

It was brought to my attention that an Internet meme managed to nail a multi-million reality television show. This news didn’t surprise me because she became an Internet meme by being trashy and trashy television sells. Some people aren’t happy about this because they think everybody should watch highbrow television (i.e., whatever television show they like). But the market has spoken and while the market can’t give consumers taste, it does at least give them a choice:

According to reports, Danielle Bregoli, the 14-year-old girl who became a popular internet meme this year due to a failed intervention on the Dr. Phil show, has signed a deal for her own reality television show. On a personal level, there is much to find offensive in Bregoli’s fame, in spite of her obvious marketing prowess. She is, after all, internet-famous simply for her improper English, toxic personal behavior, and apparent lack of respect for anyone around her. On an economic level, however, her rise is an interesting example of how capitalism rewards the interests of the masses, regardless of the opinion of the cultural elite.

[…]

Capitalism cannot give consumers taste, just as democracy cannot give voters wisdom. What capitalism does do, however, is give consumers choice — and creates the incentives necessary for producers to meet the desires of the people. Democracy simply offers the masses the ability to enforce the whims of the majority against the wishes of the minority. In America no one will be forced to watch a minute of a reality show about Danielle Bregoli, but should it find commercial success, its viewers will have the ability to shape American policy going forward.

A lot of people believe that their preferences should be everybody’s preferences. State socialism is the ultimate expression of their attitude because the State controls all means of production and therefore dictates what will and will not be provided to consumers. Whoever controls the State, in that case, controls what options consumers have.

Markets work the other way. Anybody can possess means of production and therefore bring options to consumers. Whether one wants media that forces a particular viewpoint down consumers’ throats, show epic space battles, or feature annoying teenage girls being jackasses, they can have their show under a market economy. So while I might judge your for your tastes, the market won’t.

Living Under a Criminal Enterprise

Will you look at that, it’s a day ending in “y.” You know what that means, right? It means another Internet scam is afoot! This time the scam involves a flaw in Mobile Safari that was just patched yesterday:

The flaw involved the way that Safari displayed JavaScript pop-up windows. In a blog post published Monday afternoon, researchers from mobile-security provider Lookout described how exploit code surreptitiously planted on multiple websites caused an endless loop of windows to be displayed in a way that prevented the browser from being used. The attacker websites posed as law-enforcement actions and falsely claimed that the only way users could regain use of their browser was to pay a fine in the form of an iTunes gift card code to be delivered by text message. In fact, recovering from the pop-up loop was as easy as going into the device settings and clearing the browser cache. This simple fix was possibly lost on some uninformed targets who were too uncomfortable to ask for outside help.

Patch your shit, folks.

I had a friend comment that he couldn’t believe that anybody would be stupid enough to fall for this since law enforcement would never highjack a phone and demand payment in iTunes gift cards. Although demanding payment in iTunes gift cards would be unusual for law enforcement, the actions being taken by the scammers aren’t that different than many actions taken by law enforcement. The scammers used a threat in order to extort wealth from their victim just as law enforcement agents do. When people have lived their entire life worrying about being pulled over and threatened with violence if they don’t pay a fine for driving too fast or, worse yet, having their vehicle and cash confiscated under civil forfeiture laws, the idea that police officers would highjack your browser and demand payment probably doesn’t seem that odd.

We all live under a massive criminal enterprise known as the State. It has taught us that being extorted is just a way of life. With that in mind, it’s not too surprising to me that there are people who fall for these kinds of scams.

Getting What You Want Good and Hard

Stories of genies often involve a poor sap coming across a genie’s lantern, being granted three wishes, and receiving exactly what they wished for. The twist is that their wishes are usually poorly thought out and therefore the fulfillment of their wishes brings despair instead of joy. This is why when somebody expresses a poorly thought out desire I often tell them that I hope that they get everything wish for and that they get it good and hard.

At one point in time the United States government had virtually no involvement in marriage. The lack of government involvement meant practices such as polygamy were legal. This didn’t sit well with many Christians of the time. Relying on the fact that most of the people in the government were also Christians, they made a wish for the government to get involved in the institute of marriage and that wish was granted:

The idea that the Constitution protects only what happens between a person’s ears isn’t novel. It has roots in a series of laws, and the Supreme Court decisions that upheld them, from 1862 through 1890. The goal at the time was to rein in a new and dangerous-seeming religious movement called Mormonism by criminalizing its most eccentric practice: polygamy. But by claiming the right to regulate the behavior of people of faith, mainstream believers set the stage for the modern political left to step in and regulate them—and to have 150 years’ worth of precedents on their side when they did it.

[…]

In 1852, the LDS Church began openly defending plural marriage. This is what elevated the “Mormon problem” to the national stage. Beginning in the 1850s, Eastern newspapers were rife with references to polygamy as “evil,” “licentious,” a “brutalizing practice,” “repugnant to our sentiments of morality and social order,” and “shocking to the moral sense of the world.” The New York Times editorialized repeatedly for taking direct action against the Latter-day Saints. “The fact, if it be a fact, that the women are willing to live in polygamy, is no reason for our allowing them to do so,” the editors of the paper wrote in March 1860. What had begun as rival groups skirmishing over frontier resources came to be seen as an existential conflict: The soul of the whole country seemed to be at stake if the federal government allowed such behavior to continue.

[…]

In December 1881, Sen. George F. Edmunds of Vermont introduced a law to make anyone who accepted the Church’s teachings on polygamy ineligible to vote, hold public office, or serve on a jury. Again, the editors of the Times endorsed the act’s passage: “It must be admitted that the Edmunds bill is a harsh remedy for polygamy. But then the disease in Utah has gone beyond remedies that are not more or less heroic.”

It passed, as did another law five years later disincorporating the Church and declaring that all Church property and assets above $50,000 would be confiscated by the government.

The Christians of the day got what they wanted but they didn’t think their wish through very well. When you grant government power over something that power is almost always permanent. What happens when your group is no longer the primary influencer of the government? You suddenly find those powers you granted it being used against your wishes.

Today hardcore Christians find themselves at odds with the government when it comes to marriage. The government has become more liberal and has begun allowing same-sex marriages. This hasn’t sat well with many Christians who not only believe that marriage can only be between one man and one woman but also believe the governments should enforce their belief.

Marriage isn’t unique in this regard. Whenever a government gets involved in something the advocates of it doing so cheer… until that government no longer sides with their beliefs. Suddenly they find the power they granted to the government being used against their beliefs but are powerless to do anything about it.

Always keep in mind that granting government more power will turn out poorly in the long run.

Uber’s Self-Defense Strategy

Last week it was revealed that Uber developed a self-defense strategy against the State. Needless to say, this upset a lot of statists who were posting the #DeleteUber hashtag even harder than they were before. But those of us who don’t subscribe to the insanity that is statism can learn a lot from Uber’s example:

“SAN FRANCISCO — Uber has for years engaged in a worldwide program to deceive the authorities in markets where its low-cost ride-hailing service was being resisted by law enforcement or, in some instances, had been outright banned.

The program, involving a tool called Greyball, uses data collected from the Uber app and other techniques to identify and circumvent officials. Uber used these methods to evade the authorities in cities such as Boston, Paris and Las Vegas, and in countries like Australia, China, Italy and South Korea.

[…]

Uber’s use of Greyball was recorded on video in late 2014, when Erich England, a code enforcement inspector in Portland, Ore., tried to hail an Uber car downtown as part of a sting operation against the company.

[…]

But unknown to Mr. England and other authorities, some of the digital cars they saw in the app did not represent actual vehicles. And the Uber drivers they were able to hail also quickly canceled. That was because Uber had tagged Mr. England and his colleagues — essentially Greyballing them as city officials — based on data collected from the app and in other ways. The company then served up a fake version of the app populated with ghost cars, to evade capture.”

How brilliant is that? The company identified a significant threat, government goons who were working to extort the company, and then screwed with them, which made their job of extortion more difficult.

This is a strategy more companies need to adopt. Imagine a world where services such as Facebook, Gmail, Google Maps, iCloud, SoundCloud, and other online services identified government goons and refused to work for them. It would be a tremendous strike against the quality of life of many government employees. In fact, the hit might be powerful enough to convince them to seek productive employment.

Companies like Facebook and Google have built their fortunes on surveilling customers. Why not use that massive store of data for good by identifying government employees, or at least the regulators that make their lives difficult, and either screw with them or outright refusing to do business with them? There’s no reason anybody should be expected to do business with extortionists.

Boogeymen

Watching politics is a lot like watching a train wreck. Part of you wants to look away but the other part of you is too fascinated by the death and destruction.

For me, one of the most entertaining aspects of politics is the boogeymen. Every politician and political group has boogeymen that are supposedly responsible for the nation’s woes. These boogeymen change whenever it’s politically expedient and when they do we’re told that we were never at war with the previous boogeymen but we were always at war with the new boogeyman.

Right now the Republicans and Democrats seem to have settled on their current boogeymen. The Republicans are blaming the nation’s woes on immigrants while the Democrats are blaming the nation’s woes on Russia.

Why do politicians and political groups always point to boogeymen? Because they need to deflect attention away from the people who have been screwing things up, the people who are actually in power in this nation, themselves. And if you talk to most people they’ll acknowledge that the politicians have screwed things up. But then they’ll totally ignore that sentiment when one of the boogeymen is brought up. Mention Russia around Democrats and they’ll fly into a frenzy about how Putin manipulated our election like some kind of Central Intelligence Agency (CIA) agent. Mention immigrants around Republicans and they’ll foam and the mouth as they spew vitriol about the evil immigrants who built their deck and roofed their house being lazy and unwilling to work.

The reason politicians continue wrecking things but remain in power is because the average person is stupid enough to ignore their antics so long as they’re given something else to fear.